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Toyota Lease Finance

How does it work?

Lower monthly repayments from 6 - 60 months, with an additional once off payment.

How does it work?

This method of finance allows you to lower your monthly rentals by including an inflated final rental. Here’s how it works:

  • You want to lease the vehicle without taking ownership of it.
  • Ownership is subject to the conditions set out in the credit agreement, which include payment of all rentals due and payment of a nominal ownership amount.
  • Including a once-off inflated rental will lower your monthly rentals, making them more affordable.
  • Alternatively, Toyota lease agreements can be structured equally over the entire agreement period with no inflated final rental at the end – it’s up to you!
  • When the lease is up, if you elect to own the car, just contact Toyota Financial Services (if we don’t contact you first), to re-register the vehicle in your name and change the title-holder.
  • With Toyota lease there is also the option of refinancing the inflated final rental, dependant on your credit profile at the time of your application for finance.

This type of agreement will suit you if:

  • You are using the asset to generate income; or
  • You want to claim the expense against tax; or
  • You own a business or receive a car allowance


What you need to apply:

  • Personal info: Valid Identity or Passport document
  • Spouses Details (if applicable)
  • Previous & current employment details
  • A summary of your monthly income and expenses
  • Contact information for a relative
  • Home ownership details (if applicable)
  • Other credit provider details
  • Banking details
  • Valid Driver’s License Card
  • Your latest salary advice slip


© Toyota Financial Services (South Africa) (PTY) Limited. Reg. No.
1982/010082/07. VAT No. 4300187533. An Authorised Financial
Services (FSP No. 7454) and Registered Credit Provider (NCRCP62).
©Toyota South Africa Motors (Pty) Ltd - Legal Notices